"D payment (code payment)" is a service that allows you to pay from the barcode / QR code displayed on your smartphone using the d payment application.Let's take a look at the contents of the newly added "d payment step bonus"
The "d-payment step bonus" is a program for docomo users from September 1, 2021 to March 31, 2022. By fulfilling the conditions such as the number of monthly usages of "d payment (code payment)", the return rate of d points for the following month will be up to 3%.
There are still big returns such as 10% and 20% in the cashless payment service campaign, but the point return rate obtained from daily shopping is gradually decreasing. Meanwhile, the figure of up to 3% is attractive. Moreover, even if you use it once, it will increase by 0.2%, so it is worth using.
The return rate of "d payment step bonus" varies depending on (1) the number of payments in the previous month, (2) payment method, and (3) DOCOMO's contract plan.
First of all, (1) Regarding the number of payments in the previous month, the basic return rate of "d payment (code payment)" is 0.5%, + 0.2% for 1 to 4 payments, + 0.3% for 5 to 14 payments, and so on. It will be up, and if it is 50 times or more, it will be 1% reduction.
And (2) payment method, by setting the payment method of "d payment (code payment)" to DoCoMo's credit card "d card", it will be + 1%. However, this is not a special deal because it is a normal point when you make a payment with a "d card".
The author has changed the payment method of "d payment (code payment)" to "total payment of telephone charges", which is paid together with the monthly mobile phone charge, and settled the charge with "d card", so 1 so far. % Reduction is obtained.
However, with "total payment of telephone charges", you cannot tell how much the smartphone price is and how much the shopping price is by just looking at the withdrawal amount, so take this opportunity to stop "total payment of telephone charges" and change the payment method to "d card". I decided to set it to.
| [Current] d payment (code payment) → total telephone charge payment → d card (1%) → withdrawal from bank account |
|---|
| ↓ |
| [Future] d payment (code payment) → d card (1%) → withdrawal from bank account |
(3) For DoCoMo's contract plan, it will be + 0.5% if you are using the target Giga plan.
The target plans are "5G Gigaho Premier", "Gigaho Premier", "Gigaho Premier (2-year regular)", "5G Gigaho", "Gigaho 2" and "Gigaho 2 (2-year regular)".
This is not applicable because I am using the "5G Gigalight" plan. Even for applicable plan users, the return rate is not displayed on the "d payment step bonus" page now, and it seems that the return rate of the Gigaho plan contract will be reflected from October 12th.
| Return rate of d-payment step bonus | Reduction rate | |
|---|---|---|
| Stage reduction rate | 1 to 4 times | 0.2% |
| 5-14 times | 0.3% | |
| 15-29 times | 0.5% | |
| 30-49 times | 0.7% | |
| 50 times or more | 1% | |
| Use of target giga plan | 0.5% | |
| Return other than this program | Reduction rate | |
| Basic reduction rate | 0.5% | |
| Set payment method to d card setting | 1% |
So, in the case of the author, the basic return rate is 0.5% + d card setting 1% + 1% depending on the number of payments, and you can get a maximum of 2.5% return.
Immediately, when I made the first settlement this month, the return rate forecast for next month increased by 0.2% to 0.7%. Since a little effort is reflected in the return rate, I suddenly want to pay with "d payment (code payment)".
PayPay is also a program that changes the return rate depending on the number of payments, but with the renewed "PayPay STEP", payments of 300 yen or more are made 30 times, and the payment amount must be 50,000 yen or more +0. Since 5% cannot be obtained, it can be said that "d payment (code payment)" has a lower hurdle.
You can change the payment method for "d payment (code payment)" in "Account" on the home screen. When you tap "Payment method", a pop-up to set to "d card" will be displayed, so tap "Set". After that, if you enter the network PIN and authenticate, the "payment method" will be changed to "d card".
By changing the payment method to "d card", the return rate for this month (September 2021) was changed to 1.5%, and next month (October 2021) was changed to 1.7%. After this, all you have to do is settle with "d payment (code payment)" and increase the return rate for the following month.
"D payment (code payment)" is a service that allows you to pay from the barcode / QR code displayed on your smartphone using the d payment application. No application is required, so if you are a doCoMo user, why not try using "d payment (code payment)" once? If you do so, the return rate for the following month will increase by 0.2%, so it will be a little better than usual.
She became a freelance writer from the editorial department of an information magazine through editorial production. She is currently writing extensively on corporate owned media and information sites, centering on the business information magazine "DIME" published by Shogakukan. She also serves as a guide for the lifestyle information site "All About". She calls herself a cashless queen. She deals with genres such as smartphone payments, e-commerce, credit cards, points, and communication cost savings, as well as articles on her hobby stationery and notebooks.
Click here for a list of articles by this author| Cashless payment that can be easily paid without using cash. Many companies develop their own services and each has its own strengths. In her series, "Mobile Payment Mini Information," she will mainly introduce small stories related to payment services using smartphones. |